Home loans
Competitive rates starting from 8.5% p.a. Up to 90% LTV with flexible tenure.
- Up to ₹5 Cr
- Tenure: 30 years
- Quick approval
Your trusted partner for loans & insurance
We connect you with the best financial solutions tailored to your needs. Fast approvals, competitive rates, and expert guidance every step of the way.
3K+
Happy customers
₹50Cr+
Loans disbursed
24/7
Support available
Loan solutions
Finance your goals with clarity
Competitive rates, flexible tenure, and quick decisions—structured loan options from partner banks and NBFCs.
Vehicle loans
Get your dream car or bike with easy financing options and minimal documentation.
- New & used
- Up to 100% funding
- Same day approval
Business loans
Fuel your business growth with unsecured business loans up to ₹75 lakhs.
- No collateral
- Quick disbursal
- Flexible EMI
Personal loans
Instant personal loans for any purpose with minimal documentation.
- Up to ₹40 lakhs
- 24-hour disbursal
- Zero foreclosure
Education loans
Invest in your future with education loans for India and abroad studies.
- 100% finance
- Moratorium period
- Tax benefits
Loan against property
Unlock the value of your property with competitive rates and high loan amounts.
- Up to ₹10 Cr
- Low interest
- Flexible tenure
Loan EMI calculator
Calculate your monthly installment and plan your finances better.
Loan details
Adjust the values to calculate your EMI.
₹1L₹1Cr
6%18%
1 year30 years
Your monthly EMI
Estimated installment breakdown.
Monthly EMI
₹18,643
- Principal amount
- ₹20,00,000
- Total interest
- ₹24,74,230
- Total amount
- ₹44,74,230
Payment breakdown
- Principal (44.7%)
- Interest (55.3%)
Protection
Insurance solutions
Comprehensive insurance coverage from trusted providers to protect what matters most.
Life insurance
Financial security for your family with plans that match your life stage and goals.
- Term plans
- ULIP
- Endowment
Health insurance
Cashless hospitalisation and wide network coverage for you and your loved ones.
- Family floater
- Critical illness
- Cashless network
Vehicle insurance
Protect your car or two-wheeler with third-party and comprehensive options.
- Third party
- Comprehensive
- Zero depreciation
Group insurance
Employee and association covers with simplified onboarding and servicing.
- Corporate cover
- Bulk discount
- Easy claims
How it works
Three steps. One calm process.
-
01
Tell us your goal
Share a few details securely—we never sell your data to third-party marketers.
-
02
Compare tailored options
See side-by-side rates, coverage limits, and timelines with plain-language summaries.
-
03
Finalize with confidence
E-sign where available, upload documents once, and track status in your dashboard.
Why ValueArc
Advice-first, not sales-first
Licensed specialists earn the same regardless of product—so recommendations follow your needs, not quotas.
₹17,430 Cr
in loans funded
35
states licensed
15 min
avg. callback time
Stories
People who switched—and stayed
“We refinanced and added term life the same week. One dashboard, one team. Finally felt in control.”
“The health plan comparison actually listed my doctors. Sounds small—huge for our family.”
“Business line of credit cleared in a day. Our CA even commented on how clean the docs were.”
FAQ
Answers before you apply
Will checking my rate hurt my credit?
For many products we start with a soft inquiry that does not impact your score. If you proceed to full underwriting, a hard inquiry may apply—we’ll tell you before it happens.
Can I bundle loan and insurance services?
Yes. Bundling can unlock discounts on certain policies and simplifies billing. Your advisor will outline what applies in your state.
How fast will I hear back?
Most applicants receive an initial decision or next steps within one business day. Complex cases may require additional documentation.
Apply now
Fill out the form below and our team will get back to you with the best offers.
Loan application form
All information is kept confidential and secure.