Terms of service

Last updated: April 2026. This page is for general information only and does not constitute legal advice.

Acceptance

By accessing this website or submitting an enquiry, you agree to these terms. If you do not agree, please do not use the site.

Our role

ValueArc operates as a Direct Selling Agent (DSA) / facilitator. We are not a bank or NBFC. Credit decisions, interest rates, fees, and disbursements are made solely by the lender you apply with.

Use of the website

You agree not to misuse the website (including attempting unauthorised access, scraping in violation of our instructions, or submitting false information). We may suspend access where reasonably necessary.

Intellectual property

Content on this site (text, design, logos where applicable) is owned by ValueArc or its licensors and may not be copied without permission except for personal, non-commercial use as permitted by law.

Limitation of liability

To the fullest extent permitted by law, ValueArc is not liable for indirect or consequential losses arising from use of this site or reliance on its content. Nothing here excludes liability that cannot be excluded under applicable law.

Changes

We may update these terms from time to time. Continued use after changes constitutes acceptance of the revised terms.